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At PFAC, we are more than an accounting firm—we are your trusted partners in financial clarity and growth. Our story began in 2021, driven by a desire to use our expertise to serve our community. Starting with volunteer work to help our respected elders maximize their tax refunds, we’ve grown into a comprehensive financial advisory firm that serves individuals and businesses of all income levels.
The name "Provision" reflects our mission:
We are committed to empowering our clients with the tools, knowledge, and confidence to navigate their financial journeys. Guided by education and authenticity, we transform complex financial concepts into actionable insights. Whether you’re seeking tax preparation, tax planning, small business consulting, bookkeeping, or outsourced CFO services, we tailor our solutions to meet you where you are.
At PFAC, finances don’t have to be overwhelming. Together, we turn challenges into opportunities, helping you build a stronger, more secure future—because your provisions deserve provisions.
We empower individuals and business owners from our community to confidently manage their finances and reach their potential through tailored education, thoughtful guidance, and authentic support.
To create a future where financial literacy and agency are accessible to all, breaking down barriers and building a legacy of empowered, thriving communities.
From teaching in college classrooms to navigating complex corporate finances, I've spent the last 15 years making the financial world more accessible (and understandable) to others. As a CPA and co-founder of Provision Financial Advisory & Consulting alongside my wife Michelle, I blend my experience in public accounting, risk management, and life sciences into practical solutions that help businesses thrive.
Our goal? To be more than just number crunchers. We partner with clients to legally minimize their tax burden while providing the strategic insights they need to make confident business decisions. It's about turning complex financial data into clear action steps.
When I'm not deep in spreadsheets or strategizing with clients, you'll catch me with my nose in a good book, listening to a podcast, or challenging anyone to a pickup game of 🏀.
Georgia-born, California-claimed, and numbers-obsessed since my first high school accounting class – that's me, Michelle Evans-Holland! With a Master's in Accounting and over 13 years of experience spanning EdTech to Health & Wellness, I've turned my teenage fascination with figures into a mission to make finance accessible and empowering for others.
My expertise across government, non-profit, and corporate sectors has taught me that success isn't just about the numbers – it's about people.
When I'm not demystifying finance, you'll find me building vibrant communities and creating spaces where people thrive together. Because while balance sheets matter, it's the human connections that truly counts.
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